Care Annuity Costs

Cost of Immediate Long Term Care Annuities

Providers of Immediate Need Care Insurances Annuities differ both in terms of cover they offer and more importantly, premiums they ask for any given level of benefit.

Getting the right advice at the outset can help save you thousands of pounds as the following real life example aims to demonstrate:

Source: Providers figures March 2009

Being Independent Long Term Care specialists you can be assured that we will work for you to obtain the very best quotes from all the immediate needs care annuity providers in the market.

Should you get Indicative quote?

With the continuing development of the internet, you may feel it would be simple just to get an immediate quote. However, because these annuities or Long Term Care Insurances will guarantee to pay for life and everyone entering care has different medical needs and more importantly different life expectancies, the only way we can provide an accurate quote is to do a full medically underwritten quote after obtain full medical details.

Whilst this will take initially a few weeks it does mean that:

• We will first check that you only apply for the correct amount as you only need to insure for the difference between the amount the care will cost and ongoing income from pensions and benefits you may be entitled to – not the full cost of care.

• You will receive exact figures and this is the only real way to make an informed choice as to whether it is the best way.

• If you want to buy an annuity the policy can be set up and paying within a matter of weeks as the case has already been medically accepted by the chosen Insurance company. .
  

To receive a fully underwritten exact quote, please click here and complete the form. We will call you back ASAP to discuss your requirements more fully and arrange to ask medical details of the person needing care.