As too many people know – care fees can very quickly erode the savings you or your parent has spent their entire life accumulating. That’s why professional care fees advice at an early stage can be invaluable - if your parent or relative is to continue to receive the care they deserve.
Although local authorities in England should now signpost anyone needing to pay for their own care to obtain professional care fees advice, the degree they do this and also offer information to self-funders differs quite considerably around the country. Indeed many of the families we help report that once their Local Authority knows there is a house, they are simply told they will have to pay their own care fees and left to fend for themselves.
It’s not surprising therefore, that nearly:-
1 in 4 people who need to be self- funder unfortunately run out of money*.
*Source: LGIU Independent Ageing Report 2013
Don’t be one of these, and certainly if you are acting as Power of Attorney in order for you to fulfill your obligations of acting in your donor’s best interest, we feel you should be able to evidence that you have received such professional care fees advice by initially requesting a full market comparison of ALL care fees annuities and then arranging a consultation with a professional care fees adviser such as ourselves.
We appreciate, that people’s needs vary and therefore tailor our care fees advice accordingly. Consequently we offer three different levels of care fees advice, namely:-
Designed to principally check Direct Payment Awards this service can also help identify possible additional social security benefit and or NHS Continuing Health Care entitlements and also advise on options for self-funders pay for care.
To arrange a check please call us on 01476 589 567
Please Note: This will be a telephone based consultation and we will ask you for details of your financial situation and copies of any financial assessment you have received. To cover the time involved we will make a flat rate charge of £200 but hope to save you far more than this.
Ideal for families and POA’s who have already heard of, or even previously purchased a care fee annuities, here we will obtain quotes on such annuities, analyse, advise on and set up care fee annuities.
For more information and to request your FREE no obligation quotes from ALL providers click here.
Please note: Such care fee annuities are NOT offered on an execution only basis and to ensure they are suitable should you wish to proceed after receiving the quotes, it would require our full care fees advice service.
Designed for families and POA’s who are, or will soon will need to be, paying for care and wish to create a robust care fees plan to both minimise the cost of care and ensure continued funding.
This is a full advisory service and will include all the STEPS shown below under "How professional care fees advice can help".
If you would like help in paying for care or nursing home fees, it couldn’t be easier, no matter where you live in England and Wales, simply fill in our enquiry form or call us on 01476 589 567 and an adviser will call you back to discuss a suitable appointment. If you live in Scotland currently we have no suitably qualified advisers in your area but are still willing to help by phone and email.
Your dedicated, specialist and friendly care fees adviser will discuss with you all funding options in an attempt to save you considerable sums of money as well as ensure the care you want.
Only financial advisers who hold a specialist long term Care qualification and have the necessary experience can provide care fees advice and or advise on Care Fee Annuities. Not many general advisers have such qualifications or experience. Of those that can, only a relatively small number, further demonstrate their expertise by becoming accredited by SOLLA (Society of Later Life Advisers). I am pleased to say our principal is SOLLA accredited. As a result we are proud that many general financial advisers consistently chose us to refer their clients to for specialist care fees advice.
You can be assured, therefore, that not only will you receive the very latest and trusted care fees planning advice, but your consultant will help you by:-
Obtaining, FREE of charge, no obligation, quotes on all available
Meeting with you to fully understand financial circumstances
Checking entitlement to both FREE NHS Continuing Healthcare and State Benefits.
Analysing and preparing your professional and highly personalised care fees report which will look at and assess all funding options.
Agreeing and implementing your chosen care fees plan.
Periodically reviewing with you that the plan remains appropriate /obtaining top up annuity quotes (if necessary)
Please note: To cover travel costs and time spent both with you and to provide you with your detailed personalised report, we do charge a small flat fee of £500 to cover steps 2&3
By doing this, time and again we find our professional care fees advice can save our families thousands of pounds and give them the peace of mind they want in ensuring their care can continue indefinitely.
We would now relish the opportunity to give you the same care fees advice.
Head Office Address:
Advice on Care
267 Barrowby Road, Grantham, Lincolnshire, NG31 8NR
Southern Regional Office Address:
Advice on Care
Abbey House, 1650 Arlington Business Park, Theale, Reading, Berks, RG7 4SA
Telephone: 01476 589 567
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The information contained in this web site is for general information only and is not financial, investment or tax advice. It is also subject to the UK regulatory regime and is therefore restricted to consumers based in the UK. If you would like to discuss a particular issue or generally ask us how we can advise on your particular situation then please contact us.
Advice on Care is a trading style of Keith Hargraves who is an appointed representative of Intrinsic Financial Planning Limited and Intrinsic Mortgage Planning Limited, which are authorised and regulated by the Financial Conduct Authority. Intrinsic Financial Planning Limited and Intrinsic Mortgage Planning Limited are entered on the FCA register (http://www.fca.org.uk/register/) under reference 440703 and 440718.
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