Care Fees Consultants

Advice on Care specialise in offering professional care fees and nursing home fees advice throughout England, Wales or Scotland.

Paying for Care

If your need for care is overwhelmingly medical and your needs are deemed "complex or unstable", you may qualify for free NHS-funded "Continuing Care".

Otherwise, the responsibility for providing your care falls on the local authority and they are compelled to do a financial means test to see if you need to pay your own care fees.

In brief if you have personal assets (and ½ of any jointly held assessable assets) currently exceeding only £23,250 England, £22,750 Scotland £22,000 Wales, (2010/11) you will have to pay for your own care. For more information on how they assess your situation, see our more detailed page paying for care.

Care Fees/ Nursing Home Fees

Meeting ongoing care fees or nursing home fees can prove to be very expensive and may require you to sell your home just to help pay for your care

Indeed as disclosed in the Daily Mail on 18/12/209 "…at least 3,000 homes are sold each year just to pay for care"

So what can be done about it – ensure you receive professional care fees advice at the outset.

Care Fees Advice

Whilst professional care fees advice may not be able to stop you having to sell your home, it can certainly ;-

  • Help you ensure care can be maintained for however long it is required;
  • Help you preserve as much of your capital as possible;
  • Obtain impartial quotes on care fees annuities
  • Explain all methods of paying for care.
  • Help you evaluate which method might be best in your case.

How can you obtain professional advice?

In the first instance , provide us with a little background information to your circumstances by completing our secure initial enquiry form and submit it to us and we will call you back free of charge to discuss what help we can provide, and discuss with you whether you would like an appointment.

Care Fees Calculator

Net Income - Per Week
Age of person needing care
Sex
State pension - Not including
Attendance Allowance and DLA
£ per week
Private/occupational pension
£ per week
Will nursing care (not residential care) be required in England or Wales
Nursing Care Contribution
£ (2010/11)
Scottish cases only: 
If over 65, do you
receive Personal Allowance
Attendance Allowance/
Disability Living Allowance
(received or entitled to)
Other income received not investment income
(for example rental income)
£ per week
Outgoings - Per Week
Care fees
£ per week
Annual increases in care fees you feel likely
%
Personal Expenses you wish to allow for
(e.g. papers/hair/manicures)
£ per week
Contribution to spouses living expenses (if applicable) or cost of property if keeping it
£ per week