Avice on Care- Future Care Needs

Currently there is one provider who offers a pre-funded Long Term Care insurance plan designed to insure you against the possibility of you needing care in the future, and give you the support required to help you remain in your own home as long as possible. As such the premiums (either lump sum or regular monthly premiums) should be lower than they would be if you waited until care is required. However, should you never require care the amount paid might be lost. To be eligible for such a plan you must at time of application be less than 75 years old.

Alternatively to overcome the possibility of loosing your money in the event of never needing care, you can still prepare for possible costs by investing some money which together with any growth achieved could then be used to help buy an Immediate needs annuity should care eventually be required.

Either way as independent specialist on long term care funding, and qualified IFA’s we would be pleased help. To request further information please click on the most relevant button.

To go back to our insurance page please click here.

Advice on Care
8a Richfield Avenue,
Reading
RG1 8EQ

tel: 0118 9585571

fax: 0118 9588431

e-mail:
enquiries@adviceoncare.co.uk

Principal:
Keith Hargraves

Advice on Care is a trading style of Advice on Money which is an appointed representative of Sesame Ltd, which is authorised and regulated by the Financial Services Authority. Sesame is entered on the FSA register (www.fsa.gov.uk/register) under reference 150427.

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The information contained in this web site is for general information only and is not financial, investment or tax advice. It is also subject to the UK regulatory regime and is therefore restricted to consumers based in the UK. If you would like to discuss a particular issue or generally ask us how we can advise on your particular situation then please contact us.

For researching and arranging the best equity release scheme for you, we will make a charge. This can be paid either by you as a fee, usually 2.25% charged on completion with any commission received from the lender refunded to you, or a combination of fee and commission, usually 1.25% fee charged on completion and 1% commission received from the provider.

“Equity release” includes home reversions plans and lifetime mortgages.

To understand the features and risks, ask for a personalised illustration