What is Long Term Care?
Long term care is the term given to long term care provided to individuals either in their own home, in community settings or residential care homes, either by family or professional carers to help with everyday activities such as eating, bathing and dressing necessitated because of chronic illness, disability or frailty.
Our Hope
We all hope that our retirement will be a long and happy one and that we retain our health, independence and dignity in our own home until the very end, without any need for long term care.
Types of care.
There are basically 4 distinct different types of long term care which people may need, these are :-
- Domiciliary Care
- Intermediate Care
- Continuing NHS Health Care - Which is where the NHS via your local Primary Care Trust pays for your care but only if your condition qualifies.
- Residential Care Home
Determining the care you need
The best way of finding out what care is needed is to ask for a section 47 assessment, but perhaps more commonly referred to as a needs assessment. This is an assessment carried out by social services to determine the type of care they believe will be most appropriate. It also opens a case file which can be crucial should you want a Deferred Payments Scheme or seek Registered Nursing Contributions
The assessment should cover amongst other things whether:
- It is possible for you to remain living in your own home with the help of some carers, day centres and assistive devices or adaptations. If not…
- A move to more suitable independent accommodation, such as sheltered housing could be considered.
- Full time care in a Residential or Nursing home is required.
You can ask your local authority to do an assessment at anytime by approaching them directly or via your GP or other health worker.
To find out more about the different types of long term care and the financial implications of each, view our brochure, call us on 0800 970 4885 or complete an enquiry form and we will call you back as soon as possible.
To find out more about the different types of long term care and the financial implications of each, call us on 0800 970 4885 or complete an enquiry form.
Further information about long term care
Clicking on any of the following links will allow you to find out more about key information on long term care and paying for care.
Paying for care in England | Paying for care in Scotland | Paying for Care in Wales | NHS Continuing Care
Order a Free Brochure | Getting a Free Care Fees Annuity quote | Make an Appointment